Punjab National Bank is an Indian government bank based in New Delhi. It was founded in May 1894 and is the second-largest public sector bank in India in terms of its business volumes, with over 180 million customers, 12,248 branches, and 13,000+ ATMs. PNB has a banking subsidiary in the UK, as well as branches in Hong Kong, Kowloon, Dubai, and Kabul. It has representative offices in Almaty, Dubai, Shanghai, Oslo, and Sydney. In Bhutan, it owns 51% of Druk PNB Bank, which has five branches. In Nepal, PNB owns 20% of Everest Bank, which has 122 branches. PNB also owns 41.64% of JSC PNB Bank in Kazakhstan, which has four branches. Punjab National Bank is rated CARE AA+ by CareEdge Ratings. Wikipedia